Business Insurance and Financial Solutions

Powerful concepts and programs that can help our business clients plan for the future of their business as well as personal.

  • Client’s needs analyzed
  • Goals and Objectives are set
  • Recommendations are discussed
  • Implementation Strategies are placed
  • Investing and Asset Allocation Strategies are made
  • Annual review of goals, objectives and plan is scheduled

Business Solutions
Today’s successful business owners plan in advance. Planning for financing, employee protection and retention, and succession planning are just as important as planning for sales and services to create cash flows. Let us help you plan, utilizing financial and insurance solutions to meet your needs.

It’s important for a business owner not only to invest in his/her company but also in the employees that work there. Thom & Associates offers a variety of packages to help reward and retain personnel with tangible benefit programs such as:

Business Insurance Protection
Planning for the business today is also planning for it’s future.

  • Keyman Insurance
  • Buy Sell Agreements
  • Transition Planning
  • Succession Planning

These strategies are implemented using the following products:

  • Universal Life, Whole Life and Term Insurance
  • Critical Illness Insurance
  • Disability Insurance
  • Accident, Accidental Death & Sickness Insurance
  • Travel Insurance
  • Medical & Dental Plans for groups
  • Private Health Services Plans (PHSPs)

Retirement Programs
Many times a business will be your retirement plan but if you don’t plan for transitioning out of it, retirement become just a far away dream.

Transition & Succession Planning using Life Insurance and Investment products

* Segregated funds products are offered through multiple carriers.
* Insurance products are provided through multiple insurance carriers.
* Guaranteed Investment Certificates (GICs) are offered through multiple carriers.
* Commissions, trailing commissions, management fees and other expenses may be associated with segregated fund investments. Please read the Fund Information Portfolio carefully before investing. Segregated Funds may be guaranteed, their values change frequently, and their past performance may not be repeated.